Business Insurance
Tailored to Your Needs
At Springfield Insurance Group, we provide personalized insurance coverage for businesses at an unbeatable price. Discover below all the business insurance options that we offer and get in contact with us to receive a quote from one of our expert agents!
General Liability
Workers Compensation
Commercial Auto
Business Owners
Commercial Umbrella
Farm
General Liability
General Liability Insurance
As a business owner, this insurance helps protect you from costly liability claims. It can help you if a claim comes up during common business situations. If you don’t have coverage, you would have to cover these general liability insurance costs out of pocket. State laws don’t usually require business owners to carry general liability insurance, but it’s highly recommended in case a customer sues your business. If you don’t have coverage, it can put your business’ finances and your personal assets at risk.
- Bodily injury or property damage
- Reputation harm
- Advertising injuries
- Medical costs
- Damage to rented property
- Workers Compensation
- Workers Compensation Insurance
Workers Compensation
Workers Compensation Insurance
Workers’ compensation insurance gives your employees benefits in case they get a work-related injury or illness. It also protects you by covering legal costs if your injured employee or their family sues your business.
No matter how safe you consider your business’ workplace environment, accidents at work may happen and employees can get sick from their work.
- Cover medical care
- Replace most of lost wages if they take time to recover
- Provide disability benefits
- Pay for funeral in case of death
Commercial Auto Insurance
Commercial Auto Insurance
Commercial auto insurance is liability and physical damage protection for vehicles that are used for business. This coverage can help pay for damaged property and medical expenses if you or an employee is at fault.
Business Auto
Includes cars, light trucks, SUVs, vans and more.
Trucks & Trailers
From dump trucks to tractor trailers and commercial trailers ranging from pickup truck utility trailers to large dump body trailers.
- Liability
- Physical Damage
- Medical Payments
- Uninsured Motorist
- Hired Auto
- Non-Owned Coverage
- Any Auto
Business Owners
Business Owners Insurance
Business owners insurance combines business property and business liability insurance into one business insurance policy. It helps cover your business from claims resulting from things like fire, theft or other covered disasters. Business owners insurance also helps cover claims that could arise from your business’s operation.
This type of insurance can be custom-made to fit your industry specific needs. This means it’s great for businesses of any size especially small businesses.
- General liability
- Business property
- Professional liability
- Business auto
- Worker compensation
- Data breach
- Business income
Umbrella
Commercial Umbrella Insurance
A commercial umbrella insurance extends the limits of some of your primary liability insurance policies, such as general liability insurance and commercial auto insurance.
It helps safeguard your assets in case your business faces with the catastrophic impact of a large claim or lawsuit.
Typically, the more your business interacts with clients and customers in person, the higher your liability risk. Your risks can be even greater if your employees use heavy machinery or dangerous equipment.
- Bodily injury
- Property damage
- Legal costs
- Medical bills
- Damage to other people’s property
- Judgments and settlements
- Personal injury protection
Farm
Farm Insurance
Farm and ranch insurance covers your property and provides some liability for your home and farm or ranch operations. While specific coverage may differ, you’ll find several areas of protection, including:
- Farm machinery
- Grain
- Livestock
- Tools
- Farm buildings
- Legal liability
- Medical expenses
Families Helped
Different Carries
Services Provided
Are you ready to see what Springfield Insurance Group can do for you?
Our many different carries and plans allow us to find the best fit for you situation and your budget.
(417) 597-8930
Hello! We’d like to hear from you
1911 S. National Ave Ste 109
Our office is centrally located in Springfield.
insurance@417grp.com
Contact us for further information
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